No. Looks like I can't go with it, having read the T&C. How can I expect to buy insurance for which I have to pay an extra $100 if needed in the first week?
And they won't have any credit card of mine on their files. I have just one credit card and that's on paypal. For most of my Vienna purchases I use a debit card. PACE is up to a right racket!
Edit: totally frustrating. Since posting the first bit of this message have been trying to set up an account. There's always something wrong with my submission. When I found a user ID that wasn't already used (and a few I tried were far from common - someone's already nabbed my VSL one) it says "please check your entry for user ID" and I have to go through that wretched capture thing again. What the heck am I supposed to check.
I give up now (and go away before I get angry).