DG,
Here in the states things must work differently than in Germany. Most home owners insurance company will not grant insurance to pro items that leave your home. I have a policy that states I am insured for10k software in home. If software or dongle leaves home I am no longer insured. For us it is only possible through companies like Loyds at a huge expense, or possibly through a Aftra/Musician local union which requires membership and dues. I understand your reasons for not caring about the what could happens, but there are many fair solutions avialable and as you can see your customers care! Why on earth would you be so insensitiv in your response, I'm really surprised. There is not one individual on this forum that has not been a loyal VI supporter/customer and yet VI dismissing our concerns by just saying go out buy this insurance w/o an understanding of how things work is a mistake for you. Find a solution and make your customers happy and loyal.